Insurance and Payment Options

Quality Time Counseling is proud to be in-network with many major insurance providers, including:

Aetna, ASR, BCBS Federal Plan, Blue Cross Blue Shield, Blue Care Network, Blue Cross Complete of Michigan, First Health Network, McLaren Medicaid, Medicare Part B, Medicare Plus Blue, Michigan Medicaid, Priority Health (including Medicaid and Medicare plans), Tricare East, UMR, and UnitedHealthcare.

Insurance coverage and out-of-pocket costs can vary depending on your plan. The best way to confirm your benefits and estimated cost is to contact your insurance provider directly.

Self-Pay Rates

For clients who prefer not to use insurance, we offer a straightforward self-pay option:

$120 per session
Payment can be made by cash or credit card at the time of your appointment.

Insurance FAQs

  • The easiest way is to call the customer service number on your insurance card. Ask if your plan includes outpatient mental health counseling and whether Quality Time Counseling is in-network.

  • Most plans require either a copay or that you meet your deductible before coverage begins. Your insurance provider can give you exact details.

  • Yes, we submit claims to your insurance company for in-network plans. You are responsible for any copays, coinsurance, or deductible amounts.

  • You can choose our self-pay option at $120 per session. This gives you flexibility and privacy without involving insurance.

  • Yes, we accept Michigan Medicaid, McLaren Medicaid, and Medicare Part B, along with Medicare Plus Blue and Priority Health Medicare plans.

  • Absolutely! Therapy sessions typically qualify as an eligible expense under most HSA and FSA plans.